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Payments

Twelve providers, one routing layer.

Cards, bank rails, regional wallets and crypto settlement behind a single integration. Route by amount, region, method and cost, with automatic failover when a provider degrades.

Payment routing12 providers
Card Β· EUStripe β†’ fallback Rapyd98.4%
Card Β· LATAMdLocal96.1%
CryptoUSDT Β· TRC-2099.9%
Payout railsWise Β· Rise Β· Revolutauto
Auth-rate routingself-optimising
Where firms struggle

One processor is a single point of failure.

Provider concentration

When your one PSP throttles prop volume or freezes settlement, the firm stops. There is no route around it.

Regional decline rates

A card processor that works in the EU quietly declines half your Southeast Asian traders, and the checkout data never surfaces it.

Invisible cost

Without routing by cost, fee variance between providers silently eats margin on every payout.

What the integration does

Payments as infrastructure.

Smart routing

Per-transaction routing on amount, region, method and cost across all connected providers.

Automatic failover

Degraded or failing providers are routed around without manual intervention.

Local methods

Regional wallets and bank rails so traders pay and get paid the way they expect.

Fraud and chargebacks

Chargeback handling and fraud signals fed back into the trader record and risk view.

Cost analytics

Effective cost per provider, region and method, so routing rules can be tuned on evidence.

Reconciliation

Same-day export matching platform, provider and bank records.

Specification

Technical detail.

Card acquiring
Stripe, Rapyd plus regional acquirers by market
Bank rails
SEPA, Faster Payments, ACH, local transfer networks
Wallets
Regional e-wallets across APAC, LATAM and MENA
Crypto
USDT and USDC settlement on major chains
Routing
Rules on amount, region, method, cost and provider health
Setup time
2–4 weeks, dependent on your provider onboarding
Providers

What's included

Standard on every firm running on the platform. No add-on tier, no per-seat unlock.

06capabilities
included by default
  • 01Stripe, Rapyd, Wise and regional acquirers
  • 02Local rails and wallets per region
  • 03Crypto settlement (USDT, USDC)
  • 04Cost, region and amount-based routing
  • 05Automatic failover on degradation
  • 06Chargeback and refund workflows
Questions

Questions operators ask

Your own. You hold the provider relationships and the commercial terms; we operate the routing, retry and reconciliation layer on top. That keeps your rates yours and avoids adding a dependency to your settlement.
Health is monitored continuously and traffic routes to the next eligible provider automatically. The trader sees a completed payment rather than an error, and the incident is recorded for your review.
Yes. Routing rules are configurable β€” by amount band, region, method and cost β€” and you can pin specific corridors to specific providers where commercial terms demand it.
Let's talk

Map your payment corridors.

Tell us your regions and volumes and we'll model a routing configuration.